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FAMOUS PEOPLE, STARS, CELEBRITIES, AND THEIR INSURED BODY PARTS

FAMOUS PEOPLE, STARS, CELEBRITIES, AND THEIR INSURED BODY PARTS

They might be singer, actor or actress, model, or professional sport player, most of the famous people have a part of their body that they use more frequently than the rest insured.

When you play sports you need your legs, your arms, or both, if you play music or sing you need your hands, fingers, or mouth, and if you are actor or model you need your whole body and face, so what might happen with your main activity if these parts were to become horribly disfigured?

Many celebrities openly or secretly think about it and the best solution they usually find is to insure their most important body parts and the ones without which they couldn't work or play any more.

This kind of insurance is called body parts insurance, and although most of the famous people keep their body parts insurance policies secrets, some of them have become public.

The first known star who had a body part insurance is Betty Grable who had her two legs insured for $1 million each.

Dolly Parton, 61-years-old country singer, had her world famous breasts insured for $300000 each because they were just as responsible for her fame as her voice.

Having sexy legs is important for models, and supermodel Heidi Klum, star of the TV show Project Runway, has her both legs insured for $2 million dollars.

Jamie Lee Curtis is not a model but she also has an insurance policy on both of her legs for an undisclosed amount.

Bruce Springsteen has not insured his legs that we never see because he always wears jeans, but the world famous rock singer had his voice insured for $6 to $10 millions.

And one of the world most famous guitarist Keith Richards of the Rolling Stones, had his hands insured for enough money to be able to retire comfortably if anything would happen to this body part.

Ken Dodd, who holds the world record for the most jokes told in 3 hours 30 minutes has insured his teeth for $7,4 millions because he claims that his teeth are instrumental to his act

Egon Ronay, the world famous food critic has a $400000 policy on his taste buds in case he would not be able any more to decide what is the Pedigree and the Foie gras while blind testing some food.

Carol Doda, the famous striptease dancer of California, also had her breasts insured, and we agree that this part of her body is very important!

The cricket champion Merv Hughes had his moustache insured for $317000 dollars even though his moustache doesn't really seems useful to play cricket.

Many other famous people and celebrities have insured some of their body parts, but most of them keep this information secret, so if you have any information please add a new comment to this post.

CELEBRITIES, BUSINESSMEN, AND POLITICS NEED KIDNAPPING AND EXTORTION INSURANCE POLICIES

CELEBRITIES, BUSINESSMEN, AND POLITICS NEED KIDNAPPING AND EXTORTION INSURANCE POLICIES

Increasing trend of kidnap and extortion might be disturbing for the police and common people but insurance companies have reasons to be happy at the new opportunity to get more customers.

Kidnapping policies offer financial protection to celebrities, businessmen, and politics from from their release from captivity till complete rehabilitation or for any sort of financial involvement in a perceived threat of kidnap.

The number of kidnapping and extortion policies is on the rise and famous people now understand that they need more of this kind of policy than before.

Some Hollywood movies producers also subscribe kidnapping insurance for their main actors when making a movie abroad, where security isn't as tight as in Europe or in America, as some major companies also provide this kind of insurance for their employees who need to travel to developing countries, in Asia, Africa, or South-America.

As an example Ingrid Betancourt, the French Colombian hostage kidnapped by the Farc military six years ago had applied for a kidnapping insurance when she was running for Colombia election, and insurance for employees is a concept which is growing everywhere in the world, these policies being typically taken by corporates for their executives working in insecure locations, and many celebrities or high rank CEO also regularly go for this cover.

And do not worry about your insurance company not helping enough for your release, as these companies do not handle the cases of kidnap for negotiations, they just start being involved after your release.

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HIGHER INSURANCE PREMIUM FOR CELEBRITIES BUT ALSO THEIR WIVES, HUSBANDS, GIRLFRIENDS, AND BOYFRIENDS

HIGHER INSURANCE PREMIUM FOR CELEBRITIES BUT ALSO THEIR WIVES, HUSBANDS, GIRLFRIENDS, AND BOYFRIENDS

The UK based insurance company Elephant.co.uk is to offer quotes tailored to celebrity motorists just as they do for people with traditional jobs.

But the insurance won't include in this categories only the real celebrities, but also anybody who has been seen on TV, as reality TV participants.

The problem is that when you are an actress or singer car insurance premiums are higher than for normal people but somebody who has been only once on TV might not be able to afford such high premiums.

These reality TV guest who are famous for being famous do not want to be treated as celebrities as they are sometimes not rich enough to deserve such a treatment.

Premiums for "celebrities" and TV stars are 20 to 40 % higher than for people with usual jobs as shop sellers or museum guides, and this high prices are not only aimed towards the celebrities themselves but also their boyfriends, girlfriends, husband, and wives, as some famous soccer players' wives who have also been considered as celebrities and had to pay the full price.

Being a celebrity is not always a good thing!

THE SAFEST CAR IN THE WORLD IS AN ELEVATED CAR

But it depends how the accident occurs.

What would happen if this car was involved in a road accident and hit by its side, its front, or its rear ?

If the crash was not too violent maybe the car crashing in this one would just stay stuck under this elevated car and let its passengers safe, but if the crash was extremely violent this car could finish upside down and kill the passengers.

What do you you think?

Please click on ADD NEW COMMENT to give your point of view.

IS THE SAFEST CAR IN THE WORLD AN ELEVATED CAR ?

CELEBRITIES ALSO NEED SECURITY AND INSURANCE FOR THEIR FAMILY AND PETS

CELEBRITIES ALSO NEED SECURITY AND INSURANCE FOR THEIR FAMILY AND PETS

Celebrities need security and insurance for themselves but also for their family and pets and when insurance for family members is a typical insurance, celebrities need a special insurance for their pets which usually are not just normal pets.

Yes, when you have enough money to buy anything you want, it happens that you just don't want to buy what everybody already has, and the same way that wealthy people like luxury cars they also like luxury pets, for example designer dogs.

What we call designer dogs are luxury dogs that are mixes of two popular breeds and these dogs being very expensive they need a special VIP pet insurance.

A VIP pet insurance is a kind of insurance that varies according to the particular thing that the owner wants to protect the animal against, as for example kidnapping or harm and some other VIP pet insurance protect animals which are famous on their own, as were Lassie and some other dogs in cinema or TV history.

In case of a celebrity dog or a dog with a role in a movie or series, if the dog was stolen or had an accident and then couldn't play in the movie anymore, the celebrity dog insurance would pay the producers of the movie for the loss because of the harmed or dead dog.

But when the dog is just the dog of a celebrity, as Paris Hilton's dog, the VIP pet insurance would pay the star enough money to buy a new one and maybe compensate the sadness of the star to have lost her luxury dog.

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WHAT INSURANCE CELEBRITIES PAY FOR? WHAT BODY PARTS SINGERS AND ACTRESSES HAVE INSURED? FOR WHAT PREMIUM?

WHAT INSURANCE CELEBRITIES PAY FOR? WHAT BODY PARTS SINGERS AND ACTRESSES HAVE INSURED? FOR WHAT PREMIUM?

Celebrities often insure their body parts, but is it madness, or common sense? The fact is that if you rely on your body for your career and job, you must protect it from any injury or accident.

There are a lot of celebrity body parts insured for a lot of cash, first because in some cases sponsors need protection if celebrities can no longer represent their brands but the incredible amounts of money the stars insure their bodies is surely more for publicity.

In other cases celebrities rely on a specific part for their livelihood as soccer players who would have to retire if any problem occurred to their legs and feet.

It's quite difficult to get all the information about celebrities body parts insurance as it is private matters about which insurance companies don't want to communicate, but sometimes brands and stars make these insurance policies public to get free advertising, so here are the informations available about your favourite stars insurance.

What insurance celebrities pay for?

J-Lo alias Jenifer Lopez has insured her bum for $27 million but the rumor that her body was totally insured for $1 billion seems to be wrong.
Ken Dodd has insured his teeth for $8 million.
Iker Casillas has insured his hands for a high premium.
Rachel Hunter had a $1 million insurance policy taken out on her legs when she was a model.
Mariah Carey had insured her legs for $1 billion when she was working for Gillette razors.
Heidi Klum had insured her legs for $2.2 million when she was a model for Braun shaver.
America Ferrera had insured her teeth for $10 million when she was representing Aquafresh White Trays.
Rolling Stones guitarist Keith Richards has insured the middle finger of his left hand, the most important finger to play guitar, for $1.6 million.
Dolly Parton has her breast insured for $600000, so it's 300000 a boob.
Tina Turner had insured two body parts, $3.2 million for her long legs and $790000 for her breast.
Bruce Springsteen took out a premium on his voice for $6 million.
German singer Marlene Dietrich had insured her voice for $1 million.
David Beckham has insured his legs and feet for $70 million.
Cricket player Merv Hughes took out a $1 million policy on his moustache.
British food critic Egon Ronay insured his taste buds for $400000.
Jaime Lee Curtis had insured her legs for $1 million when she was working for stockings company.
Angie Dickinson, Mary Hart and porn movies star Porsche Lynn have insured their legs for $1 million.
Thai transvestite performer Poh took $500000 insurance on her boobs and breast implants.
Other celebrities who have insured their legs and various body parts are Angie Everhart, Marlene Dietrich, Brooke Shields, Michael Flatley, and Fred Astaire.

As you can see legs and breasts are the most commonly insured body parts, and few sport stars seems to be insured, as much surprising as it can be for people who's main activity rely on their various parts.

If you wonder what are the insurance companies which insure body parts, Lloyds of London is the most famous for this insurance type.

Lloyds of London is the world's biggest insurance market that dates back to 1688 and this company can insure anything, like Jimmy Durante's nose, Bette Davis' waistline, and Michael Flatley's legs.

The first reported celebrity who insured her legs for huge amount was Betty Grable in 1940, who insured her legs for $1 million.

Lately rumors have said that Mariah Carey's insured her legs for $1 billion again, although Mariah herself didn't confirm the rumor.

In US, television networks and sports teams often supply their stars with general disability insurance, which covers any job-stopping injury and it's pretty easy to get disability insurance from standard insurers in the United States, but to get insurance for a particular body part some insurance firms are specialized.

But you don't have to be a celebrity to insure your body parts and anybody can contact Lloyds of London to get insurance quotes for his body parts if he thinks he needs it and as long he is willing to pay the high premium.
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